Over time, I’ve found a handful of services that genuinely add value to my day-to-day life, from digital banks to cashback platforms, food delivery apps to smart investing tools. Many of them offer referral perks where both you and I get something in return, whether it’s cash, credits, or discounts. This page is a curated list of the ones I personally use. If you’re thinking of trying any of them out, feel free to use the links and codes below. It helps us both out and costs nothing extra!
PayPal (UK Referral Program)
PayPal is a trusted global online payment platform used for shopping, sending money, and receiving payments internationally; fast, secure, and accepted by most online merchants.
Referral reward: Sign up via my referral link, link a card or bank account, and spend or send £5 within 30 days. After that, you’ll get £10 free in your PayPal account
Link: https://py.pl/1qi2GC
Monzo
Monzo is a modern UK digital bank offering a full current account, budgeting tools, instant notifications, FSCS protection (up to £85,000), and fee‑free spending abroad
Referral reward: Use my referral link to sign up and make at least one card payment within 30 days, then you’ll earn £10.
Link: https://join.monzo.com/c/kl0t6gl1
Wise
Wise is a UK‑based financial tech company known for fast, low‑cost international money transfers, real mid‑market exchange rates, and multi‑currency accounts with debit cards. It’s great for travellers, freelancers, or anyone sending money across borders with transparent fees.
Referral reward: Sign up via my referral link, complete a first transfer of at least £200 (your transfer fee is waived on amounts up to £500)
Link: https://wise.com/invite/arhc/muhammadbisaama1
Taptap Send
TapTap Send is a UK-based mobile app that enables fast, low-cost international money transfers to over 50 countries, including Nigeria, India, Pakistan, Bangladesh, and more. With no hidden fees and competitive exchange rates, it’s a convenient choice for sending money abroad.
Referral reward: Sign up using my referral code, and you’ll receive £5 off your first transfer.
Code: RC2U 0T0X
Remitly
Remitly is a UK-based online money transfer service that allows you to send funds internationally with competitive exchange rates and low fees. It’s a convenient option for transferring money to friends and family abroad.
Referral reward: Sign up using my referral link, complete your first transfer of at least £100, and you’ll receive £10 off your first transfer.
Link: https://remit.ly/1fdvgai9
Outlier.ai
Outlier.ai is a platform that connects field experts with AI companies to enhance model performance through specialized human input and training data. Contributors can work on flexible, remote tasks tailored to their expertise.
Referral reward: Sign up using my referral link, complete the onboarding process, and successfully finish 11 production tasks within the next 30 days.
Link: https://app.outlier.ai/expert/referrals/link
Note: This link expires every 48 hours. Just contact me through contact form if it doesn’t work and I can send you a fresh one direct to your email.
Cineworld Unlimited
Discover unlimited movies at Cineworld cinemas across the UK. Enjoy new releases, classics, previews, and even IMAX or 4DX screenings for a flat monthly fee.
Referral reward: Use my code when signing up for Cineworld Unlimited and you’ll get one free month.
Code: G8VRHWY7
Uber Referral Code UK – Get a Discount on Your First 5 Ride
Uber is a leading ride-hailing app in the UK that lets you book taxis and private cars with ease, all from your smartphone. Whether you’re commuting, travelling, or heading out for the night, Uber offers affordable, fast, and cashless transportation in cities across the UK.
Referral Offer: Use my Uber referral code when you sign up and get a 50% (max. £5) off your first 5 Uber Rides.
Link: https://referrals.uber.com/refer?id=j7v3a1ysnk49
Code: j7v3a1ysnk49
TrainPal
TrainPal is a smart rail and bus ticketing app in the UK and Europe that searches split fares, removes booking fees, and finds the cheapest routes for your journey. Moreover, it’s trusted by thousands for saving on National Rail, Eurostar, and more.
Referral Offer: Sign up with my TrainPal referral link or invite code, and receive £3 off your first ticket booking. Just use my invite code (【9df3d07b】) and register with my link to claim!
Link: https://t.trip.com/l954loy
Code: 9df3d07b
Giffgaff
The ATS software
Uber Eats Referral – Get £10 Off Your First Order in the UK
Uber Eats is one of the most popular food delivery apps in the UK, allowing you to order meals, groceries, and snacks from local restaurants and stores, delivered right to your door in minutes. Whether you’re craving fast food, sushi, or a full English breakfast, Uber Eats connects you with thousands of options nationwide.
Referral reward: Sign up using my referral link or code and place your first order. You get £10 off a minimum spend of £15 on your first order.
Link: https://ubereats.com/feed?promoCode=eats-wxl8ltri9x
Code: eats-wxl8ltri9x
Trip.com
Trip.com is a global travel booking platform serving users in the UK and worldwide. They offer flights, hotels, train travel, car rentals, tours, attraction tickets, and travel extras with competitive prices and loyalty rewards.
Referral Offer: Sign up using my Trip.com referral link, to get 4% off rail travel for 30 days. Make a booking for at least £10 on a flight or hotel, to unlock more rewards.
Link: https://uk.trip.com/sale/4283/referee-pre-register-eu
Code: 6199NT
H&M Referral UK
H&M is a leading global fashion retailer in the UK, offering affordable clothing, accessories, homeware & sustainable fashion lines like their Conscious Collection. With hundreds of stores nationwide, H&M combines trendy styles with great value.
Reward: Sign up via my H&M referral link or membership invite and unlock various rewards. (online or in-store).
Link: https://www.hm.com/register
Temu
Temu is a fast-growing UK-based online shopping app offering fashionable clothing, homeware, electronics, accessories, and more at prices up to 70% lower than traditional retailers.
Referral Offer: Sign up via my Temu referral link or code and get a £100 coupon bundle plus 30% off your first order when you spend over £100.
Link: https://share.temu.com/ibEg8J5G4SB
Note: The reward keep on changing. You might get something different.